Should you resist your inner caveman? From millennials to boomers, make sure you have all the disability and annuity income protection you need.

By | 16th June 2017

I accidentally dropped a penny and a nickel on the cafeteria floor the other day. They both quickly bounced under the checkout counter, out of reach. Nobody saw. So I decided to let it slide and move on, but it did get me thinking …

Have you ever lost a pen?

Or how about your car keys? An expensive pair of cheap oakley sunglasses? Do you ever forget important usernames or passwords? How about your work ID badge? Yes, yes, yes, yes and yes, I suspect. But how many times have you lost a $100 bill?

If it were you who dropped a few pennies or nickels, would you get down on your hands and knees to collect them or would you do what I did? Would your answer change if it were quarters involved? I’m willing to bet you’d risk ruining a pair of pants searching a dirty floor for that quarter rather than just a few pennies before you gave up.

Chances are, you’ve lost or forgotten lots of things in your life. And if you’re anything like me, you may have lost the same type of thing over and over (just check my records on Oakley sunglasses – ugh.)

But I’m going to assume that you don’t lose or forget money (like $100 bills) on a regular basis. And as much as I’m sure you wish it were true, there’s probably not a forgotten savings account out there with loads of money in your name.

We humans like to think of ourselves as pretty advanced, but we still have a primal edge. This is especially true when it comes to money (or other sources of wealth prior to money—gold, spices, textiles and other “treasures.”) Just like cavemen (and women) before us, we like to know how much we have, exactly where it is and what we’re using it for. We also find it hard to part with – especially if we don’t see the immediate pay off.